VersaBank Enhances Credit Risk Monitoring with New AI Technology

September 18, 2025 — Leads & Copy — VersaBank (TSX:VBNK; NASDAQ:VBNK) has implemented new AI capabilities within its core banking technology, enabling real-time monitoring of its Receivable Purchase Program (RPP) portfolio. The bank is developing innovative financing options within its RPP, including real-time purchasing of cash flow streams, to expand its market share in Canada and the United States. These AI capabilities enhance VersaBank’s low-risk credit asset model.

David Taylor, Founder and President of VersaBank, stated that the implementation of these new AI capabilities, developed entirely in-house, is expected to extend their track record of technological innovation in the banking industry.

VersaBank, a North American bank, utilizes a branchless, digital, business-to-business model. It also owns DRT Cyber Inc., a North American leader in cybersecurity services, and Digital Meteor Inc., which enables the next generation of digital assets.

VersaBank’s Common Shares trade on the Toronto Stock Exchange and NASDAQ under the symbol VBNK.

Source: VersaBank

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