Singapore, November 24, 2025 — Leads & Copy — Dr. Yanan Wu, CEO of Surfin Meta Digital Technology, recently participated in an exclusive interview on the New York Stock Exchange (NYSE) trading floor, discussing the company’s unique approach to AI and its impact on financial inclusion.
Headquartered in Singapore since 2017, Surfin has expanded its reach to over 90 million users across 10 emerging markets on three continents. The company has disbursed over $4 billion and achieved 50% year-on-year revenue growth. Surfin has also diversified its offerings beyond consumer finance to include payments, remittances, credit cards, and wealth management services.
Dr. Wu attributes Surfin’s success to its core-satellite market approach, leveraging AI technology to develop a proprietary social credit scoring model. She emphasized the importance of risk pricing for fintech companies and noted that Surfin’s credit scoring model incorporates over 600,000 features, enabling the company to create tailored digital financial products for various populations and markets.
This approach aims to assist consumers in emerging countries who may face challenges accessing traditional credit and lending products, providing them with quick and efficient access to financial services. Dr. Wu highlighted Surfin’s commitment to AI, enabling scalability and sustainability despite the company’s rapid global expansion and product diversification.
Surfin’s name reflects its mission to “surf along the technology wave,” promoting financial inclusion in emerging markets. Looking ahead, Surfin plans to enhance its cross-selling capabilities across multiple financial products. The company also recognizes the increasing importance of blockchain and stablecoins for providing instant financial access and is exploring the use of blockchain for tokenization or fractionalization of digital financial products.
Dr. Wu believes that with the emergence of GenAI, embedded financial services will become more prevalent, and blockchain technology can further assist consumers with financial access and wealth management.
This interview is part of the Going Global series, a collaboration between the NYSE and Insignia Ventures Partners, featuring interviews with Yanan Wu in both Singapore and New York.
For more information, visit www.surfinglobal.com.
Contact:
Dr. Yanan Wu
CEO, Surfin Meta Digital Technology
Available at www.surfinglobal.com
Source: Surfin
