NEW YORK, October 22, 2025 — Leads & Copy — Payhawk has introduced Link & Control, a finance orchestration and spend management solution that allows companies to link bank-issued corporate cards to the platform and add real-time spend controls to existing business credit cards. This launch accompanies Payhawk’s expansion in the U.S. market, including a growing New York City office and the appointment of Dan Osburn as General Manager US and Catie O’Gara as VP Sales, North America.
Challenging competitors like Concur, Expensify, Brex, and Ramp, Payhawk’s Link & Control connects to major card networks, enabling real-time monitoring and reconciliation of card transactions and configurable controls on linked cards for proactive spend management. U.S. finance teams can now benefit from modern spend management without changing their existing corporate cards, maintaining favorable credit lines, rewards, and banking relationships. The technology also consolidates card programs from banks or fintechs for an integrated experience and visibility.
According to a Payhawk survey, 72% of U.S. finance leaders would switch providers to optimize card-management, while 84% value existing bank relationships over fintech efficiency gains. Link & Control allows companies to keep their business cards and relationships while upgrading the intelligence layer, which has been evaluated in continuity-sensitive environments, including the US Government’s GSA SmartPay program.
Link & Control offers policy enforcement on every transaction, real-time visibility and reporting, payments with enhanced security, ERP/accounting sync, and maintains existing credit lines and rewards. Payhawk’s AI Office of the CFO automates processes like chasing receipts, reconciling expenses, booking compliant travel, and resolving card issues.
Payhawk supports companies in 32+ countries and is recognized as one of CNBC’s Top UK fintechs 2025. The company is expanding in the U.S. market with a New York office and leadership hires. Early market response to Payhawk Link and Control has been overwhelmingly positive, with more than 80 customers already using the solution and more than $30 million in spend processed through connected cards.
Hristo Borisov, Co-founder & CEO of Payhawk, stated that Link & Control redefines spend management by putting built-in controls on existing cards and layering AI-powered automation. Dan Osburn, General Manager, US, Payhawk, said that teams can now turn on controls on their bank-issued cards, keep credit and rewards intact, and cut month-end cleanup with ERP-ready records.
Link & Control is available in the US today, subject to issuer participation. Finance teams can explore the solution at Payhawk’s product showcase webinar.
Georgi Ivanov
Senior Communications Manager
georgi.ivanov@payhawk.com
Source: Payhawk
