NEW YORK, NY — February 12, 2026 — Leads & Copy — Nixxy, Inc., a communications and data infrastructure platform, has partnered with PayToMe.co, an AI-native fintech company, to integrate embedded payment and invoicing capabilities into Nixxy’s global telecom footprint.
The partnership aims to bring payments, settlement, and compliance automation closer to customer engagement channels like SMS, voice, and messaging. The companies plan to create new revenue streams and improve customer experience by layering fintech workflows onto Nixxy’s telecom infrastructure.
Mike Schmidt, CEO of Nixxy, stated that the convergence of telecom and fintech opens up new revenue opportunities. PayToMe.co provides an AI-native fintech platform with mobile-to-mobile embedded payment infrastructure used in e-commerce, travel, hospitality, and global supply chain ecosystems. Nixxy aims to enable these capabilities across its communications channels, allowing outreach, confirmation, invoicing, billing, and payment to occur within a single messaging or voice workflow.
The partnership is expected to support various use cases, including payment-enabled messaging for customer support, invoice-to-settlement workflows for SMEs and enterprise customers, cross-border payment and compliance automation, and programmable workflows connecting communications, identity, risk, and settlement steps.
The collaboration also intends to pursue AI-enabled compliance automation, including KYC/KYB and risk workflows for cross-border transactions and regulated environments. PayToMe.co’s platform integrates with 12,000 financial institutions globally and is supported by infrastructure providers like Stripe, Plaid, IBM, NVIDIA, and AWS.
The companies will focus on embedded payments and invoicing across SMS, voice, and mobile engagement; automated compliance and settlement workflows; fraud and risk reduction through workflow automation; and new licensing and usage-based revenue models.
Nixxy believes that incorporating payments and settlement workflows into communications channels can increase the value of each interaction, shifting toward “communications + commerce” economics.
The company anticipates higher ARPU potential, transaction-based and recurring revenue opportunities, reduced operational friction, and faster cross-border settlement experiences.
The partnership is structured to maintain independence for both parties while enabling product collaboration and platform integration. Phased deployment will align with customer demand, regulatory requirements, and technical integration milestones.
Mike Ulker, CEO of PayToMe.co, said the partnership with Nixxy brings their capabilities into carrier-scale communications environments, advancing frictionless, compliant mobile commerce globally.
About Nixxy, Inc. Nixxy, Inc. (NASDAQ:NIXX) is a communications and data infrastructure company focused on scaling carrier-grade telecom rails spanning messaging, voice, and automation-enabled workflows.
About PayToMe.co PayToMe.co is an AI-native FinTech pioneer building financial infrastructure for businesses, offering a unified platform for embedded payments, AI bookkeeping, intelligent invoicing, compliance automation, and cross-border transaction management.
Source: Nixxy, Inc.
